Incentives & Solar Financing – Own Your System and Savings
Own Your Power. Keep the Savings. Avoid Pitfalls in Fine Print.
Solar is a big investment, and how you finance it matters just as much as who installs it. At Green Tech Construction, we’re contractor-owned and operated, which means we care more about building something that lasts and benefits you in the long run. Our goal is to offer straightforward financing to homeowners and keep incentives in their pockets.
Our team will guide you toward loan and cash options that help you own your system, keep your incentives and actually save money over time.
Get Financing That Actually Works for You
You’re not just installing solar—you’re making a financial decision that should pay you back. Let’s make sure that journey is structured in your favor.
Incentives That Benefit You—Not Third Parties
One of the biggest advantages of going solar is the federal tax credit (currently up to 30% of your system’s cost). But here’s the catch: under many lease or PPA agreements, that incentive doesn’t go to you—it goes to the solar company or financing partner that technically owns your system.
This may not be the best for everyone.
Our goal is to help homeowners keep those benefits and use them to reduce costs, speed up return on investment and build long-term equity.
Why We Recommend Ownership
Owning your solar system—whether through a loan or upfront payment—puts you in control. You keep the tax incentives, build long-term value into your home and benefit from consistent savings over time. With ownership, there are no escalator clauses, no complicated transfers when you sell your home and no third-party limitations. It’s your system, your investment and your return.
When you own your solar system—whether through a loan or upfront payment—you maintain control, capture all incentives and add long-term value to your property. We’ll walk you through your financing options and help you make the right choice for your home.
Ownership vs. Lease/PPA:
What’s the Difference?
| Feature | Loan / Cash Purchase | Lease / PPA (TPO) |
|---|---|---|
| System Ownership | You own the system | Solar company owns the system |
| Tax Incentives | You keep the incentives | Often retained by the provider |
| Upfront Costs | Optional (cash or $0-down loan) | Typically $0 down |
| Monthly Payments | Loan repayment (fixed) | Monthly lease or per kWh charge |
| Savings Over Time | Higher (you keep full benefit) | Limited due to escalators |
| Home Resale Flexibility | Easier to transfer with ownership | Can complicate sale or require buyout |
| Long-Term Value | Adds value to your home | Does not increase home equity |
What We Do Differently
We explain your options, line by line.
We help you secure simple, homeowner-focused loan terms.
We prioritize your long-term savings, not someone else’s margins.
We handle everything from quote to install as one unified team.
